Term life insurance is some of the simplest forms of life insurance there is. Simply put, a term life insurance policy would insure you for a certain period of time – term – at a set premium and death benefit. For example, with the product you can apply for and receive coverage for in a matter of minutes here, you could get a $250,000 life insurance policy to cover you for the next 15 years for about $16 per month, depending on your age and your responses to certain health questions. If you are looking for pure insurance over a set period of time, term life insurance may be right for you. If you are looking for a life insurance product that has cash value or is guaranteed to insure you for the rest of your life, term life insurance is not the right product for you. While we cannot help you to get insured in the next few minutes for anything other than term insurance, we can get the process started on other kinds of life insurance if you reach out to us today!